FOCUSED FINANCIAL PLANNING
Financial Planning & Wealth Management ........................ "Creating Wealth, Protecting Lifestyles"
Home     Financial Planning     Investment Advice     Business owners     Our Clients     Clients Say..     Articles / Links     Contact Us      
FAQ     Your CFP     How We Are Paid      
 
Welcome to Focused Financial Planning Ltd

Investment Advice, Values-Focused Financial Planning, Retirement Planning
Financial Planning - Creating Peace of Mind
 
We have a different approach to financial planning 
compared to most financial advisers. 
 
Most financial advisers look on anyone with money as a potential client. If they can make a product sale then they
are happy and take pride in the number of clients (or
should that be customers?) they have.
 
We look at things a lot differently.
 
We have a process that limits the number of clients we 
look after. This ensures that the relatively small number
of clients we have get a comprehensive ongoing service.
 
The service has three distinct stages:
 
Lifeplanner
We discuss what money means to you. What are your
priorities in life  - what would you do with the rest of your
life if you could afford to do it - how important are these
things - when would you ideally like to start doing them
- what's preventing you from doing them now -what are
your financial fears? How much is ENOUGH?
 
Financial Planner
We do the number crunching using probably the most sophisticated financial planning software available to
financial planners today. You will see how your financial
future looks now if your current expectations prove to be correct. For most people this proves to be a real wake
-up moment. Inflation is the most underestimated threat to financial planning and is the major factor when people eventually have to start the ongoing process of having to
cut back. Not the ideal way to spend your retirement.
Our financial modelling shows you what needs to be done
so that you never run out of money, using the
assumptions that you wish us to use.
 
Independent Financial Adviser (IFA)
We might be able to show you how to achieve your aims without the use of financial products but where they are necessary, we are able to search the whole market place
for the products necessary to help you meet your personal
financial aims.
 
We are here to help you to become financially better
organised and help you to understand how to improve
your financial future.
 
You will see how your situation could be bettered by:
 
  • Improving investment returns.
  • Understanding what investment risk really is.
  • Protecting what you already have.
  • Taking full advantage of tax allowances and

              reliefs.

  • Planning your lifetime cash flow.
  • Appreciating the real danger of inflation.

 

You will benefit from a detailed personal financial plan

taking full account of your lifestyle objectives. You will

see what needs to be achieved in order for you to be

able to afford to do the things you want to do for the

rest of your life.

 

 

Investment advisers - Making money make sense

 

We offer you structured investment advice aimed at helping

you to save money and make money. Whether you are

investing personal money or pension fund money, for income

or capital growth, we will ensure that you benefit from an investment portfolio which is appropriate, understandable,

tax-efficient and low-cost.

 

If our investment advice results in commission being

generated, it is used for your benefit either by offsetting it against our fees, reducing product charges, rebating it to you, or a combination of the options available.

 

We are also able to give you access to specialist investment funds not generally available to financial advisers. 

 

Focused Financial Planning Ltd has a refreshingly open and client focused approach to financial planning and investment advice.

 

The term IFA is one that we prefer not to use (other than to attract people to our website). Because of our specialist approach and the fact that quite often our financial planning work does not involve recommending financial products, we prefer to call ourselves Alternative Financial Advisers.

 

One other way in which we differ from many financial

advisers is that we explain things to you in laymans terms.

Once you understand what your investments mean to you

and how they fit into your overall financial strategy, you will

feel more secure and in control of your affairs.

 

Please contact us now - we would love to hear from you.


Testimonials from satisfied clients show how well the

service is appreciated. Please take time to read through

the pages on the site and if you are looking for an unbiased IFA, financial planner or investment adviser to give you

peace of mind, please contact us.

 
We have offices in Shefford, near Bedford, if you need an
IFA offering financial planning and investment advice in the

region within Milton Keynes, Cambridge, Harpenden, Newmarket, Hitchin, Welwyn Garden City, and St Albans, 

and in London.

 

You will be looked after by one of the most highly

qualified financial planners in the UK with almost 30 years

experience. Furthermore, you can benefit from a FREE

initial meeting with absolutely no obligation and a Service Standard Guarantee.

                            FSA REGISTER
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. To visit the FSA consumer website - Money Made Clear - please click here. To verify our status with the FSA, click here and key in our FSA number 463939.